Business Services

SMALL BUSINESS FINANCING

At Alliance Bank of Arizona, our business lenders understand the challenges and opportunities of your business and are dedicated to providing clients with innovative and flexible solutions based on years of experience working with small businesses.

Your dedicated Relationship Manager will discuss the financing option that is right for your business needs. From conventional loans, equipment financing to SBA loans, we have financing options for virtually every business.

SBA Loan Programs

Alliance Bank of Arizona is an SBA Preferred Lender and participates in the following SBA loan programs1

Working with your business banking professional, we can develop a financing package that best meets your business needs. From owning your own building, purchasing a new business or obtaining a line of credit to support sales growth, the SBA program can provide you affordable, flexible financing. In addition, Alliance Bank is able to provide more efficient turnaround time due to its SBA Preferred Lender status. Call us or visit any of our offices for more information.

SBA 504 Program

The SBA 504 program is designed to provide long-term financing for the capitalization needs of businesses, including commercial real estate purchase, construction, leasehold improvements and equipment purchases. The program offers a low down payment, fixed rates and longer terms, up to 10 years for equipment purchase and 20 years for commercial real estate. Click here for more information on SBA 504 Loans.

SBA Express Program

The SBA Express program gives small business borrowers an accelerated turnaround time for SBA's review. You will receive a response to your application within 36 hours. In addition, lower interest rates are often available to you when you apply through an Express program. Click here for more information on SBA Express Loans.

SBA 7(a) Guaranteed Loan Program

SBA 7(a) program includes financial help for businesses with special requirements. For example, funds are available for real estate purchases, working capital, refinancing debt, businesses that operate in rural areas, and for other very specific purposes. Click here for more information on SBA 7(a) Guaranteed Loans.

1. SBA loans are an extension of credit which requires approval from Alliance Bank of Arizona and the Small Business Administration.

Conventional Lending

  • Commercial Real-Estate
  • Business Term Loans
  • Revolving Lines of Credit
  • Accounts Receivable/Inventory Financing
  • Equipment Financing*

* Equipment financing is offered through Western Alliance Equipment Finance, a subsidiary of Western Alliance Bancorporation.